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Account: A record or statement of the financial transactions that take place between two economic units. A unique number, known as 'account number' is assigned by the banking institutions or creditors to each account holder for the proper identification of ownership. A fee is also charged by the banks or other institutions to set up or start your account, which is called "account setup fee'. Security Alert Direct Writer - An insurer whose distribution mechanism is either the direct selling system or the exclusive agency system.

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Simple Interest: It is the rate of interest calculated on the principal amount only, and not on the earned interest or the compound interest. Identity Theft or Credit Theft: Stealing some key personal information like social security number, credit card details, etc., of an individual and using it for acquiring credit or making purchases. More on identity theft. The date of the recent account condition or payment status. This date is also the balance date.

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Available to policyholders who insure more than one vehicle at the same location. The amount specified in your policy up to which the insurance company will protect you. A period (usually 31 days) after the premium due date, during which an overdue premium may be paid without penalty. The policy remains in force throughout this period.

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Business Card (Business Credit Card): Business credit cards or simply business cards are a type of credit card that is meant for business purposes. This type of card helps to keep business expenses separate from personal expenses and charges. Many a times, such cards also offer business oriented rewards. Vehicle Identification Number (VIN) Credit Report A record or file to a prospective lender or employer on the credit standing of a prospective borrower, used to help determine credit worthiness.

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